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  • Michael Marshall

Car Buy Here!!

2/1/2018

1 Comment

 
by Jan Lightfoot
​    The homeless might have a car to sleep in. Or with the buy here pay here are payment services they can buy one to sleep in. Cars are cold in the winter. Some homeless across the states,have died in car fires, due to faulty heating systems. I slept in the second safest place not intended to provide shelter myself, and thought myself lucky. I was. I did not end up dead in my car.
    A friend, couch or a motel room is the top of the ladder of places to sleep. But if it’s a guy friend and you are a gal rape could come into play. There is no safe place to sleep, but an apartment of your own is better than in the rough. As a 20 year-old I slept off the beaten path, now and then on the ground, and in a back ally.  At least one man alone in Maine who the newspaper could not figure out why she was in the city of Augusta parking lot. He had called the hotline I ran out of my apartment the day before. Told me he was going to sleep there, when the town hall refused to pay for a motel they should have paid. *1) Waterville Sentinel around 1999._
    It’s thought by many officials who dole out general Assistance or welfare, that guys can always find a place to sleep. Apparently, guys cannot always find a safe place to sleep. He told me to tell the newspapers “why” his was in the parking lot, when there was not a great sale the next day. I tried, after reading his story. I lacked documentation. 
    The newspaper, did not want to rock the boat. They would not accept my word.  In the “Street Lawyer”, John Grisham had a homeless family, a mother and I think 3 kids near Washington,  D.C. die in a car fire. Yes, that is fiction; but fiction is based on reality. Even if you can afford a car, you are not safe against frostbite. Or burning alive.
    Too many states laws protect landlords, retailers, and officials above the weak persons, who end up dying, due to weather and bad cars. Their aim is to live.
    Now, why would anyone tell the homeless to buy a car. Because it is about the 3rd safest place to sleep. Because some homeless are working. And credit can be arranged through the "Buy Here Pay Here" rip-off places.  Not all are but enough are. With 10 states protecting them and other business, you can lose the car in the matter of months.
I would look for the ones who sell what too often turn out to be bogus repair warranties for thousands of dollars. Ask the Better Busisness Bureau if any complaints are filed against them, Ask the Attorney General of your state if they have any bad statements issued against them, have a lawyer  as legal aid advise you. If you have a house that is not an abandoned building you can take longer to go over the pros and cons of a "buy here pay our credit company" auto place._
    Why would an author tell you about the pitfalls of "buy a car here, pay here?" Because the auto companies want your money. They do not care if after 2 or 3 months or 6 months, they take your car back. They sell it again. Some are saying you can buy a car for $97 or so down , if that much. That is much less then you pay for a rent deposit. Often the repair guarantee promises that wiring, and everything behind tires, brakes and other things needing replacement in 1-3 years will be covered.
    I a housed person, found this was not true, in my case. They Buy Here would not replace a windshield reservoir, which should have been replaced on the reconditioning. This happens on some dealerships who are less than honest. Few states have listed what the points of reconditioning should be. So they get away with it.
The car I brought from a "BUY HERE" had the engine stream cleaned, and new tires on, plus the outside and inside washed. The struts and stuff was original, equipment of a 2004. I could not afford to pay a mechanic to check out the car before buying. The serpentine belt went out after a little over a year.  We fixed it, at a downtown repair shop rather than half an hour away. They would not fix anything without the cost of the part, and cheaper labor was $56. 00 an hour rather than $90 but the tow ate up the $34 savings.
    I am near the process of suing the "BUY HERE" and credit company ploy, or scam. They want us to pay for two a year a repair warranty we cannot use, because the car was totaled a few months ago. But everyone jerked around by "BUY HERE" and pay our company scam, cannot afford a lawyer or the know how to file a legal suit. Because even if they are not homeless, they are so badly paid, they live on less income than the cost of living hand-to-mouth.
   The Attorney General, the BBB, your friends, family and neighbors, file a law complaint, and too many of the "Buy Here, Finance Here" rip offs, do not follow their repair promises, even a verbal contract to fix most repairs is enforceable in court. What is not enforceable, is a deceitful practice, that makes the contract illegal. That is enforceable against the companies. Plus, writing an editorial, in the newspapers, are the places to tell their dirty secrets. We need people to speak out against injustice. This is far away from legal advice only a lawyer can give that. But an author can say to watch out for a scam, or write a letter to the press.
1 Comment
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8/20/2018 03:53:47 am

I think this is an informative post and it is very useful and knowledgeable. therefore, I would like to thank you for the efforts you have made in writing this article.

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